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BSH Consulting, Your Umbrella Payroll Partner
Simulations

Your questions , answered with numbers

BSH performs personalised simulations for IT consultants and companies. From a basic PDF to a full expert analysis. Choose the level of detail that matches your situation.

What can a simulation reveal for you ?

Real questions , answered with numbers. Simulations from free , delivered within 1 hour.

CDI / Umbrella Payroll

With my daily rate of €450 , what is the minimum rate I need to negotiate to reach €3,500 net per month ?

CDI / Umbrella Payroll

My current provider offers me €2,900 net per month. Can BSH do better at the same daily rate ?

ISOC

My daily rate is €650. Is my company viable with a director salary of €5,000 per month ?

ISOC

Is it better to increase my salary or distribute more as dividends this month ?

IPP

How much does my PLCI save me on IPP and social contributions every month ?

Comparison

CDI , ISOC or IPP : which is the most advantageous for my daily rate of €500 ?

Don't see your question ? Our experts handle any situation.

What you receive

The following applies to the complete simulation (€49). Basic and comparative simulations include a subset of these deliverables.

Complete simulation

Precise calculation based on the Belgian 2026 scales : IPP , ONSS , extra legal benefits , benefits in kind , dividends.

Professional PDF report

A structured document with all your key figures , your complete package and the annual CP200 equivalent.

Personalised analysis

Explanation of your results , optimisation recommendations , fiscal points of attention and alternative scenarios.

Delivered within 1 hour

During business hours (Monday to Friday , 9am to 6pm).

Basic simulation

Free

A PDF with your key salary figures for one status.

  • 1 status of your choice
  • PDF with key figures
  • Delivered by email

Comparative simulation

€29 VAT included

Two or three statuses compared side by side , with short explanations and a brief conclusion.

  • 2 or 3 statuses compared
  • Comparative PDF
  • Short explanations
  • Brief conclusion
  • Delivered within 1 hour

Complete simulation with expert analysis

€49 VAT included

Everything in the €29 simulation , plus a full expert analysis with concrete recommendations , risk points and alternative scenarios.

  • 2 or 3 statuses compared
  • Detailed PDF
  • Full expert analysis
  • Recommendations and risk points
  • Alternative scenarios
  • Reviewed by a human
  • Delivered within 1 hour

Not sure which one you need ? Start with the free simulation. If the numbers raise questions , the expert analysis is where the real value is.